Pricing in Ghana cedis (GHS)
Clear plans for small businesses and accountants in Ghana—one Service workspace, three tiers (Essentials, Professional, Business). All prices in GHS.
Pick the tier that matches how much control and depth you need. Manage invoices, quotes, expenses, and reports in one place. Professional and Business plans are built for teams that also run monthly payroll—PAYE, SSNIT, approvals, and payslips—so staff costs stay consistent with your books. Read how it works on our Ghana payroll software page.
Billing cycle: Prices update when you switch Monthly, Quarterly, or Annual. If you pay after switching, you are charged the full amount for that cycle and a new period begins immediately from the payment date. There is no credit for unused time and no prorated adjustment. "Save %" compares paying a longer cycle upfront to paying month by month — it is not a refund from a previous subscription.
Core financial operations for running your business
14-day free trial on the Essentials plan
Start 14-day free trialFinancial Operations
- Real-time business overview and performance tracking
- Customer management and activity history
- Quote creation and conversion to invoices
- Service-based workflow management
Billing & Cash Management
- Proforma invoice generation
- Invoice creation and tracking
- Payment recording and status tracking
- Credit notes and adjustments
- Expense tracking and categorisation
Financial Reporting
- Profit & Loss (real-time view)
- Balance Sheet (automatically generated)
Tax & Compliance
- VAT tracking and reporting
Business Configuration
- Business profile management
- Invoice configuration (numbering, structure)
- Payment setup and preferences
- WhatsApp communication integration
Operational control and structured financial management
14-day free trial on the Professional plan
Start 14-day free trialEverything in Essentials, plus:
Operations & Resource Management
- Project tracking and management
- Material usage tracking
- Supplier bill management
Workforce & Internal Management
- Payroll processing
- Salary advances management
- Team member access control
- Staff management
Financial Management & Reporting
- Fixed asset tracking
- Cash flow statement
- Statement of changes in equity
Tax & Regulatory Reporting
- VAT return preparation
- Withholding tax (WHT) tracking and returns
Collaboration & Oversight
- Accountant collaboration requests
- Accounting activity log
Full financial control with accounting-grade infrastructure
14-day free trial on the Business plan
Start 14-day free trialEverything in Professional, plus:
Core Accounting Infrastructure
- General Ledger (system-generated and continuously updated)
- Chart of Accounts management
- Trial Balance (automatically maintained)
Reconciliation & Accuracy Control
- Transaction reconciliation
- Bank reconciliation
Financial Governance
- Accounting period management
- Period closing controls
Capital & Financial Structuring
- Loan tracking and management
- Equity tracking and structuring
- Corporate Income Tax (CIT) provisions
Audit & System Integrity
- Full system audit log
- End-to-end financial traceability
Built for structured businesses
Finza is designed for businesses that need accurate numbers, consistent records, and financial visibility as they operate.
Note: Trial applies to the selected Service plan. You can subscribe at any time before the trial ends.
Choosing a plan
Which plan should I choose?
Essentials
GHS 149/moYou run a simple service business or consultancy. You need to send professional quotes, invoice clients, track what you are owed, and monitor basic expenses.
Professional
GHS 449/moYour business is growing. You manage teams, need to track projects, handle fixed assets, run payroll, and automatically generate precise VAT & WHT statutory returns.
Business
GHS 949/moYou need complete accounting control. You want a full general ledger, trial balances, bank reconciliations, and tight period locking with comprehensive audit logs.
Every plan includes
Core system — robust foundation.
Every Finza plan includes a full financial engine behind the scenes—so what you record matches what you see in reports, without manual assembly.
Reliable totals
Activity stays structured behind the scenes so profit, balances, and tax-related views stay consistent with what you entered.
Real-time reports
Income statement and balance sheet — always current, never assembled by hand.
Ghana tax lines
Support for VAT, NHIL, and GETFund presentation where applicable—confirm what applies with your accountant.
Audit-ready records
Append-only entries. Corrections are reversals, not deletions. Audit trail is always intact.
Role-based access
Control what team members can see and do depending on their responsibilities.
Data export
Export transaction history and reports to CSV at any time. Your data is always yours.
Billing & account
Common questions
Why businesses choose Finza
- ✓Built for Ghana—not adapted later
- ✓Clear tax line handling (VAT, NHIL, GETFund where applicable)
- ✓Designed for service businesses and accountants
- ✓Finza Assist—in-app copilot for Ghana VAT, WHT, PAYE & books; read-only data, server-verified numbers, no auto-posting
- ✓Simple to use without accounting knowledge
Explore features, compare pricing in GHS, or read accounting software for Ghana.
How Finza helps you day to day
- →Send invoices and track payments in one place
- →See what your business actually earned in GHS
- →Stay ready for tax conversations without last-minute fixes
- →Work with your accountant without rebuilding records
Explore accounting software for Ghana, invoicing software in Ghana, and pricing in GHS. Looking for bookkeeping or quotations before you bill? Finza connects those flows.
Start your 14-day free trial.
No card required to start. Invoices, quotes, and expense tracking in GHS—Ghana tax lines where applicable—with reports your accountant can use.