Features built for Ghanaian service businesses
Finza connects the daily work of a service business - proposals, quotes, invoices, payments, expenses, documents, payroll, reports, and accountant-ready records - in one workspace.
No card required to start. Work in GHS with records built around Ghanaian business needs.
Manage client work from first request to approved offer
Service businesses often start with a conversation, a site visit, a scope of work, or a price request. Finza helps you turn that early client work into professional documents without losing the details along the way.
Proposals
Create professional proposals with scope, pricing, sections, terms, and client-ready presentation.
Quotes
Send clear quotes when a client needs pricing before approval.
Proformas
Issue proformas when you need a formal payment request before the final invoice.
Client-ready documents
Share documents by email, PDF, public link, or WhatsApp link depending on how your client prefers to receive them.
Send invoices and track payments without guessing
Finza helps you move from approved work to invoice, then from invoice to payment tracking. Your team can see what has been sent, what has been paid, what is overdue, and what is still outstanding.
Invoices
Create professional invoices with customer details, due dates, line items, totals, and Ghana tax lines where applicable.
Partial payments
Record full or partial payments against the correct invoice and customer.
Customer balances
See outstanding amounts and payment history by customer.
Receipts
Give customers proof of payment after money is recorded.
Show Ghana tax lines clearly where they apply
Finza helps show Ghana tax lines such as VAT, NHIL, GETFund, and WHT clearly on business documents and reports where applicable.
Your team can see the breakdown instead of hiding everything inside one general tax figure.
Tax treatment depends on your business registration, supply type, and accountant or GRA guidance.
- VAT, NHIL, and GETFund support where applicable
- WHT receivable tracking where applicable
- Tax breakdowns on supported documents
- Reports that help with accountant review
Keep expenses and supporting documents connected
Business costs should not disappear into phones, folders, and email attachments. Finza helps you capture expenses, supplier bills, receipts, PDFs, and incoming documents so supporting records stay closer to the business activity they belong to.
Expenses
Record business expenses so costs are easier to review.
Supplier bills
Track supplier obligations and keep bill records organized.
Incoming documents
Upload receipts, bills, PDFs, and supporting documents into the workspace.
Review workflow
Review extracted or captured document details before using them in your records.
Manage payroll and team access from the same workspace
Finza supports payroll workflows and team access so business records are not separated from the people who work with them.
Owners, staff, and accountants can work with the parts of the system they need, while sensitive records remain better controlled.
Payroll
Manage salary runs and payroll records inside the business workspace.
Team access
Add users and control what they can access.
Roles and permissions
Keep work organized by giving people the right level of access.
Business separation
Keep records organized by business workspace.
Give your accountant records they can actually work with
Finza is built so daily business activity creates cleaner records as you operate. Invoices, payments, receipts, expenses, supplier bills, documents, payroll, and reports stay connected.
Behind the scenes, Finza supports accounting-grade workflows such as ledger records, journals, chart of accounts, trial balance, period locking, audit logs, and exports.
Reports
Review business performance through financial and operational reports.
Ledger and journals
Support accounting-grade recordkeeping behind the scenes.
Trial balance
Prepare cleaner information for accountant review.
Audit logs and period locking
Help protect reviewed records from silent or uncontrolled changes.
Finza Assist helps you understand your business records
Finza Assist helps you ask questions about information already inside your workspace. Use it to review invoices, customers, payments, expenses, documents, and reports without digging through every screen manually.
Finza Assist is designed to support understanding and review. It should not replace professional accounting, legal, or tax advice.
Ask about records
Review information already stored in your workspace.
Find business context faster
Understand customer balances, unpaid invoices, expenses, and documents more easily.
Support review
Use Finza Assist as a guide while keeping final decisions with your team and professional advisers.
Built to support your business, not replace professional advice
Finza helps organize business records, documents, payments, and reports. It does not guarantee tax compliance, replace your accountant, or remove the need to review important financial information.
Your accountant or tax adviser should confirm the correct treatment for your business.
Bring your service business records into one workspace
Start with proposals, quotes, invoices, payments, expenses, documents, payroll, and reports - then keep cleaner records for your accountant as the business grows.