Tools · Ghana tax

Ghana VAT calculator — illustrative levy breakdown

This page helps you visualise how standard headline rates compound on a net amount. It is not legal or tax advice; supply type, registration, and exemptions change real outcomes.

For software that posts every component to the ledger automatically, see accounting software for Ghana and VAT software.

Example calculation

Net amount (GHS, before levies). Rates shown: VAT 15%, NHIL 2.5%, GETFund 2.5% on the net base — illustrative for planning; your registered treatment may differ by supply type.

Net amount (GHS)

VAT (15%)GHS 150.00

NHIL (2.5%)GHS 25.00

GETFund (2.5%)GHS 25.00

Total with leviesGHS 1200.00

Effective 1 January 2026, NHIL and GETFund follow Ghana's revised VAT framework including input tax deduction treatment — track inputs and outputs separately in your ledger.

How to read the numbers

The calculator applies 15% to the net base for VAT, and 2.5% + 2.5% for NHIL and GETFund on the same illustrative base. Your contracts, POS, or invoicing may use different composition depending on how prices are quoted — always align with your accountant and your GRA registration.

Quick reference (GHS 5,000 net)

On a GHS 5,000 net: VAT GHS 750, NHIL GHS 125, GETFund GHS 125, total levies GHS 1,000, gross GHS 6,000. That mirrors the structure Finza uses in journal examples across the marketing site.

2026 framework note

Effective 1 January 2026, NHIL and GETFund are treated as input tax deductions under Ghana's revised VAT framework. A calculator shows outputs on sales; your books must still track inputs on purchases correctly. When you outgrow illustrative math, compare workspace pricing or ask a question through contact.

Related guides

Accounting software for Ghana

Ledger-first product overview

How VAT works in Ghana

Concepts and examples

NHIL & GETFund explained

Separate levies, ledger lines