2026-03-10 · Finza
Ghana VAT, NHIL, and GETFund after 1 January 2026
What changed in how NHIL and GETFund are treated for bookkeeping—and why separating levies still matters for filings.
Headline rates many businesses reference
Businesses often discuss 15% VAT, 2.5% NHIL, and 2.5% GETFund on applicable supplies. Your actual treatment depends on registration and supply type—confirm with your accountant or GRA.
What changed conceptually
Under Ghana's revised VAT framework effective 1 January 2026, NHIL and GETFund may be treated as input tax deductions alongside VAT where rules apply. Your records should still separate levies so filings and reviews stay clear.
Practical takeaway
Use tools that show output and input elements distinctly—not one lump sum.
Full guide: VAT, NHIL, GETFund · How VAT works in Ghana. For software that ties filings to daily work, see accounting software for Ghana, invoicing software in Ghana, and pricing.
If you're still managing this manually, Finza handles it automatically:
Finza handles the boring alignment work for you: invoices and records stay tied together, payments update balances and status, and your numbers in GHS reflect what actually happened—not a rebuilt spreadsheet at month-end.
- Keeps invoices and books reading from the same activity
- Blocks payments on drafts—record them only after the invoice is issued
- Shows tax lines separately where Ghana rules apply—not one mystery percentage
Try Finza freeView pricing in GHSAccounting software GhanaInvoicing in GHSVAT software for Ghana